Terms of Use

These Terms of Use govern your access to and use of florida-life-insurance.com (the "Site"), operated by Matt Saffian (Florida Resident License #G273626) doing business as Florida Life Insurance. By using the Site, you agree to these terms. If you do not agree, please do not use the Site.

Educational Purpose; No Guarantee of Coverage

Content on this Site is provided for general educational and informational purposes about life insurance in Florida. It does not constitute an offer of insurance, a binding quote, financial or legal advice, or a guarantee of coverage. Product availability, coverage amounts, pricing, and eligibility are determined by the applicable insurance carrier and are subject to underwriting. Requesting a quote through this Site does not guarantee approval.

Use of the Site

You agree to use the Site only for lawful purposes and to provide accurate information when requesting a quote or contacting us. The content, design, and branding of this Site are the property of Florida Life Insurance and may not be copied, reproduced, or redistributed without permission, except as necessary for your own personal, non-commercial use of the Site.

Third-Party Tools and Links

This Site embeds the BackNine ("Strife") quote and application platform, uses Web3Forms to deliver contact form submissions, and may link to third-party websites, including floridafinalexpense.com. We do not control and are not responsible for the content, availability, or privacy practices of third-party tools or websites. Your use of those tools and sites is subject to their own terms and policies.

Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We make reasonable efforts to keep information on the Site current and accurate but do not guarantee it.

Limitation of Liability

To the fullest extent permitted by law, Matt Saffian and Florida Life Insurance are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content. Nothing in these terms limits any liability that cannot be limited under applicable Florida or federal law.

Governing Law

These Terms of Use are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute arising from these terms or your use of the Site will be subject to the jurisdiction of the courts located in Florida.

Changes to These Terms

We may update these Terms of Use from time to time. The "Effective Date" above reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated terms.

Contact Us

Questions about these terms can be sent to info@florida-life-insurance.com, by phone at (772) 226-0875, or through our contact page.